Nearly $20 billion in new venture capital dedicated to fintech in 2015 is betting that it will. Payment transactions are one of the biggest targets for fintech firms, which want to revolutionize how you make payments, how fast they clear, and who profits from them. It has not.įinancial technology firms-or fintech-are gunning to change that.
Today, living in a land of smartphones and click-to-same-day delivery, one would think the payment system would have evolved.
Whenever you make a payment-with a credit card, a check, a wave of your iPhone-you’re piggybacking on a system built during a time of punch-card computing, a time when billions of paper checks were flown across the country to be physically sorted one by one.
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